Insurance Disputes & Bad Faith
When your insurer won’t pay, we fight back
How Lightview Handles Insurance Disputes
Insurance companies have teams of adjusters and lawyers working to minimize what they pay. We level the playing field. Our attorneys have handled disability, property, life, and business interruption disputes against major carriers.
Because our firm also handles personal injury, workers' comp, and employment claims, we often catch insurance issues that single-practice firms miss. A denied workers' comp benefit might also be insurance bad faith. A personal injury settlement might be undercut by your own insurer's subrogation claim. We see the full picture.
Types of Disputes We Handle
Disability Insurance
Short and long-term disability claim denials and bad faith.
Property Insurance
Homeowners, renters, and commercial property coverage disputes.
Life Insurance
Contestable claims, exclusions, and misrepresentation allegations.
Health Insurance
Wrongful denial of treatment and medical necessity disputes.
Business Interruption
Lost income claims from disasters and covered perils.
Liability Coverage
Defense obligations, coverage limits, and settlement authority disputes.
Common Questions
Review the denial letter carefully. You have the right to appeal with additional documentation. If the appeal fails and you believe the denial was unreasonable, we evaluate whether you have a bad faith claim. Many denials are overturned.
A coverage dispute is a disagreement about whether the policy covers the claim. Bad faith is when the insurer knew they had no reasonable basis to deny but did so anyway. Bad faith requires dishonesty or recklessness — and it opens the door to emotional distress and punitive damages.
Yes. If we prove bad faith, you can recover the full benefits owed, interest, penalties, emotional distress damages, and in egregious cases, punitive damages. The recovery can far exceed the original claim.
Insurance Company Not Paying?
If your claim was denied or undervalued, we can help you hold the insurer accountable.
Review My Claim